For Sale: Saint Cloud MLS# 7112660
Active
NEW!
$225,000
Multi-family: Duplex Up and Down
4 br • 2 ba • Built 1930
3,496 sqft • 0.12 acres
St. Cloud schools
MLS# 7112660
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Property Description
Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity.
The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1, 250 per month.
The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income.
The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3, 144.
A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$225,000
Price per sq ft:
$64
Property Type:
Multi-family
City:
Saint Cloud
Garage Spaces:
1
County:
Stearns
Year Built:
1930
State:
MN
Property Style:
Duplex Up and Down
Zip Code:
56301
Subdivision Name:
Garfields Add
Interior
Bedrooms:
4
Bathrooms:
2
Finished Area:
3,496 ft2
Living Area:
3,496 ft2
Refrigerators:
Two
Basement Details:
- Block
- Unfinished
Exterior
Stories:
Two
Garage Spaces:
1
Garage Size:
200 ft2
Garage Door Height:
7
Foundation Size:
1,448 ft2
Handicap Accessible:
None
Heating System:
Forced Air
Parking Features:
Detached Garage
Shared Amenities:
None
Road Frontage:
City Street
Rooms
Laundry:
In Basement
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
0.12
Geolocation:
45.552435, -94.169407
Lot Dimensions:
41 x 126
Schools
School District:
742
District Phone:
3202539333
Expenses
Annual Caretaker Expense:
None
Annual Electric Expense:
None
Annual Fuel Expense:
None
Annual Insurance Expense:
None
Annual Maintenance Expense:
None
Annual Trash Expense:
None
Annual Water/Sewer Expense:
None
Tenant Expenses:
Electricity, Gas
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$3,144
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$3,144
Income
Annual Gross Income:
$24,600
Units
Total Units:
2
Miscellaneous
Fuel System:
Natural Gas
Owner Occupied:
No
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
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Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of Core Realty LLC.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.